Meet the Healthcare Spending Card

The ultimate solution to help effortlessly managing healthcare expenses. Save now and save later with the Healthcare Spending Card: 

  • Access a line of credit of up to $10,000*
  • Pay your way: 1, 4 or 12-month repayment options
  • Take advantage of 0% financing options1
  • Repay healthcare expenses with pre-tax dollars by linking with your Healthcare Savings Account (HSA)
  • No annual fee1 

Start taking control of your healthcare finances today with the Healthcare Spending Card.  

Meet The Healthcare Spending Card

A brighter way to pay for healthcare

  • Gain access to a new source of funds through a line of credit of up to $10,000.
  • Stay in control of your healthcare bills by splitting them into smaller repayments over 12 months (with fees) or 4 months (with no fees1).
  • Pay for hospital bills over 12 months with no fees1.
  • Utilize available pre-tax HSA funds by linking your Health Savings Account (HSA) to the Card and get tax savings through pre-tax repayment.

Re-inventing Healthcare Financing

Standard Credit Card

Healthcare Spending Card

Many charge annual fees
No Annual Fee1
Most charge high interest rates (2024 US average APR = 24.92%*)
0% Financing Options1
Don't allow for pre-tax repayment on healthcare expenses
Pay for healthcare with pre-tax funds from HSA
Many lack a Savings Partnership
GoodBill Saving Partnership
JOIN THE LIST

The Healthcare Spending Card Built for You

"I love my spending card..so convenient!"
Lynn, a Healthcare Spending Card Member

Immediate access
to healthcare funds*

No annual fees1

0% Financing options1

Image of healthcare spending card

Repay your way: 1, 4 or 12 month repayment periods

Pay with pre-tax
funds from your HSA

GoodBill Partnership

* Subject to credit line approval. Line of credit is issued by LH Lending LLC NMLS #2552401, (nmlsconsumeraccess.org)
1 LH Lending does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table here.